Federal contractors live and die on contract cash flow. We size credit to award value, structure draws around milestones, and stay close enough to the work to underwrite each contract on its merits.
How we work with government contractors
Credit sized to the contract, not the balance sheet
Most lenders look at last year's financials. We look at the contract on the table — agency, vehicle, period of performance, payment terms — and size credit around what the contract actually pays.
Award-cycle pacing
Awards land in clusters. We pre-qualify capacity ahead of an award so the credit is ready when the notice of award is. No 60-day scramble after a win.
Real-time portfolio coverage
Once you're a client, your relationship lead and underwriter are reachable directly — not through a call center. Most exception requests are resolved in a single call.
What a first conversation looks like
Send us the basics — agency, contract value, current capital stack — and we'll come back within 24 hours with a fit read. Most qualified contractors move from first call to signed term sheet in 7–10 business days.